I work full time but I don't have any real cash reserves to tie up in deals so the first few properties would ideally have cash flow pretty much from day one. 

I can refer you to my investing group's financial experts (accounting firm / law practice), if you like.Where the issue may be getting confused is that the interest on financing is an operating expense for income property, but the principal portion is booked under debt service, as I understand it.

Rentometer is a free service for users that need a few reports and you have exceeded that limit.

Even if all expenses and debt service cost 60%, you'd still have a 10% Cash on Cash return.

Calculate your NOI and then take out capital expenses and debt service fee to calculate your cash on cash return.

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Along with being an Agent in the Kansas City area, I also work in the US Navy Reserves.

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If you do this, the bank will be looking at the asset, whether it is performing, cash reserves, cash flow, equity, debt servicing, etc.  

I have made some research and find that in the area there is a very high demands of service offices and only a little supply.So the idea i got with this large office space is to make some divisions and rent small offices with minimum 6 months lease terms.