This is somewhat of a good thing as it's a safety net that stops you from over-valuate the ARV/doing too skinny of a deal. 

Then again, I have been self employed, running own business for 19 years so I got it down by now : )  Try out lists, prioritize and organize it... it works wonders.  

I started off in in my industry at 18 years old working part time as a maintenance technician and progressed my career to a full time commercial service technician, Safety Manager, Master Service Technician and currently serve in the role of HVAC Navigator(Service Sales)for a full service HVAC mechanical contractor that has been in business since 1972. 

I recently graduated and got a job with a construction company as a safety engineer, compensation is excellent, aiming to be able to put set aside at least 40k annually for real estate.

As a reserve, we put 8 months of the entire 'cashflow' into a rainy day fund too, which we draw from for repairs and is our safety net.

If it’s necessary items like roofing, safety hazards, etc that’s different.  

safety?...

You can always pay it off faster, but you're giving yourself a bigger safety cushion in exchange for (about) half a point of interest. 

@Alex Horelicklooking for a general one to walk a house with me, help give me a sense of how much work is needed and cost and then prioritize from there on what would need to get done within the budget I have.

Next time will look for property with much bigger margin of safety for cash flow!