Or you can easily remove with new appraisal because of equity position but that will add closing cost and you will be able to cash out some money also.

Yes you'll use leverage to make up the debt difference but this time your back is covered with the bed rock of the cash properties.the quicker you can get your husband comfortable with your financial position the quicker he'll be out there hustling flips with you full time.  

The goal for me is to use the rental income to pay off the debt so I own the property free and clear and pocket the positive cash flow.

I am also interested in investing in DFW and have been working with a realtor to find a rental property generating positive cashflow.

What would you do in my position? 

What a time it has been...just wanted to let everyone know im good ( for the ppl that care) lolSo in my last 12 months ive done almost 2 mil already and pipeline is steady flowing.I am happy to say I have now accepted a position as a closing agent at a NE Cleveland investment firm.Did it all as a solo agent and i just wanted to say first to everyone here thanks for your words of encouragement and advice....This real estate has changed my life in so many ways...I got my first rental and currently house hacking, my mindset is so unbelievably unmatched compared to fellow agents.Things are finally turning around ( prayer hand emoji)

I reduce my rent to attract tenant.Always better to have $200 positive cash flow when you buy to cover this drop.

If you don’t have a primary residence you are in a good position to house hack.

And yet, they still have to hassle me about things like equity positions, seasoning, and all the other rigor marole.

So I find that when I evaluate properties according to the BiggerPockets method, including CapEx monthly, including 5% of gross rents for repairs and maintanence, including 10% for property managers, etc, NO property passes any test.  1% rule, 50% rule, or even being positive cash flow.