Received it as a gift around years 1999- 2000 one of the things that stayed with me through all these years build a team of experts Realtor, Banker, Accountant, Lawyer, Landscaper, etc., and always Mind Your Own Business.

He had just gotten a large cash gift from a family member which he had deposited into his bank account (against his realtor's advice) and would not be able to requalify for the mortgage if his offer expired.

If it is "gifted" there are limits, check with your banker.

You may have been able to buy it for a $75 applebee's gift card & an Ipad

After spending two decades in advertising, public relations and corporate communications (agencies and in-house for clients in more than 100 industiries), I taught middle school gifted students for 10 years, and am now pursuing a long-time dream: being a REALTOR (Coldwell Banker) and real estate investor.Formal education: --B.

Account Closed I also initially thought why not have the GF purchase the second property instead of the primary but I am guessing the reason that is not possible is because she does not have the funds to purchase the second property and you are only allowed to gift a certain amount of money per year tax free (I think $15k?).

If you get an apartment complex, make sure you have a good management company to help you handle the load.Remember - the best way to "reach the top" safely in a way that lasts is to do so with honesty and integrity with the mindset of helping others along the way and living a philanthropic life as well.Let us know what you decide!

I also notice that they have a referral program where the person who refers someone else (me) gets $30 Amazon gift card -- and I would save $50.

Not quite sure if it would make sense to co-sign a loan just to have me on the home, where I can likely get a similar outcome (have the home upon their passing) if I buy it from them before they pass and/or have it gifted to me. 

I have always had a gift, despite total social ineptness, to be able to see when it is time for a trend to take hold.