Her mental health is not your issue, but your property is.

:D@Agus Hartono you're right, penny stock trading is just like gambling in my opinion, it completely changes my view on money because it comes and goes so fast, and I can't be frugal during that period because I thought making money is easy, I bought big items when I got big green days and it's just not a healthy state of mind.

Wanted to buy something to get some skin in the game!

Also, the upfront option fee is about 3% (which isn't a huge amount) but they also need some skin in the game.

I am an accredited investor, and generally the nonaccredited offerings are not as strong (i.e. the sponsor generally put very little skin the game, hike up the fees, are not as experienced, etc.).

The opportunity recently came across my desk, and I’m really considering it but have no prior experience to go with.The Board of Directors has a proven track record with a previous bank that was acquired and from what I can see they’re all fairly heavily invested in the new venture as well (skin in game).Does this cause or raise any IRS/tax related issues that I should be aware of?

Implied in the story, my understanding is that all these players are using technology and a healthy dose of Silicon Valley Venture Capital to accomplish this.Essentially a homeowner enters some basic info about their house and I believe Zillow will make a fast cash offer on the house "as is". 

That way, you have skin in the game.

If you are healthy and capable, there's no reason why you shouldn't keep working.

The existing equity plus the remodeled equity should allow us to pull almost all of our cash out while still maintaining a very healthy monthly return.