I actually did a Fund with them for the end of 2022 which has had amazing results. 

I actually just found their website in the last few hours.

@Gabriel Capellan I actually used this thread to help me, I send an OPRA request to the township clerk but sometimes they redirect it to someone else.

offer a fair market price that you are happy with and then in the contract say you will pay X amount additionally over 5-10 years to equal the amount they actually want? 

Purchase price: $190,000 Cash invested: $25,000 Bought this property using HML, total cash in is actually $87,000 including the down payment and lender fees.

My guess is they aren't the exception to the rule, so since then I've been very diligent in my midterm rentals about asking for a large deposit (midterm rental deposits should be equal to one month's rent or more).

As a Direct Lender, (meaning the actual lender underwriting the loan and not a mortgage broker), DSCR program looks for good credit payment history, good credit scores, and validates your available accessible Cash for the Down Payment. 

Actually, switching lenders could nullify your financing contingency.

However, if the $500/mo does not include maintenance, vacancy, capex, and property management, then it probably actually makes your cash flow negative.

Each person further down the line hoping they can scam their way in to get paid, and actually having zero idea who the actual contract holder is or who the seller is.