Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

On the mortgage side once in a while a firm gets burned for advertising that a 7/1 ARM is "fixed" for 7 years, since a consumer could misunderstand that as meaning it's a fixed rate mortgage.I probably wouldn't be as concerned about including a picture that happens to show the ramp.

I could..1) Refinance to a 15 yr fixed for about 4.3%, but that would actually increase my monthly payments (I've got 19 years left on my 30 year mortgage, currently in an ARM that has been going up and is currently at 5.125%).

@J Arm,Based on your post, there's more wrong with this deal than right. 

As long as your financial snapshot in time remains accurate and you aren't marginal, I generally don't put explicit expiration dates on mine, for what it is worth.

My only worry with a commercial loan is that its a 5/5 ARM rather than a 15 yr or 30 yr fixed.

The terms are usually a 5,7,10 ARM.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

You would also need a contractor to go through the property armed with the inspection report to give you dollar estimates of the required repairs.

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.