Let's keep this distinction in mind.My asset protection attorney says the type of equity stripping we're discussing here falls into basically 3 categories. 1.

Ideally, you want a distinct of a backup location as possible or realistic given your circumstances.

I don't rent to tenants with dangerous dog breeds or their mixes. 

They are ineffective & very possibly dangerous.

Newton Zone = Danger Zone

They do often thankless, repetitive, and sometimes dangerous tasks in exchange for their "40 years and out" plans. 

Gambling on a market is dangerous I think, but that's what gambling is all about.  

The two strategies you described have some very distinct differences and you will want to clearly understand those differences before deciding on one or the other. 

I believe it's the worst or in the top 5 for murder per capitahttps://www.cbs17.com/news/rocky-mount-murder-rate...https://www.movoto.com/blog/top-ten/dangerous-smal...Feel free to reach out if you'd like to know more.

The, once I had learned enough to be dangerous (familiar with process, terms, what to look for..etc) I invested passively in 2 apartment deals.