Those could be wholesalers but that is not bad,  in this era, you can find almost all the information you want on the internet,  I have been a wholesaler and also I have sold my properties to another wholesaler, o end buyers,  everyone is important on the Real Estate world.   

Do I have to come out of pocket for closing fees o ris that something that can be rolled into the HML?

Most folks won't give you $ w/o experience and credibility. 

The Lessor shall not lease or sell the units within fifty (50) feet of Lessee's demising wall to the following users(s): a) Bars, taverns, billiard halls; b) Pawn shops; c) Dance studios or Karate studios; d) Beer or wine-making stores; e) Psychological counseling offices/facilities; f) Unemployment or Social Security offices; g) Liquor stores; h) Tattoo shops/body art/piercing tenants; i) Beauty/Hair Salons, Cosmetology Services, or Nail Salons; j) Gun and Weapon shops; k) Smoke/Tobacco or Vapor/E-Cigarette shops; l) Child Care/Children's gymnasium; m) Dry Cleaning Plant facility; n) Veterinarian/Dog Grooming/Animal Boarding; o) Gym/Workout facility; p) Same day cash/loan shops; q) Massage parlors (except for national chains such as Massage Envy and the like); r) Police substations; s) Military recruiting offices; ort) Any other non-professional use similar to those listed above.

@Dennis O. 

You pay $30 monthly for E&O insurance and $35 for a technology fee.

Are you banking on a lot o appreciation, or what?

Why would they pay on time if they can pay late w/o any problem or additional cost? 

Michael O.

"Grocery store" "Bowling Alley" "Barber Shop""V-a-c-a-t-i-o-n-R-e-n-t-a-l-s" and they do it literally 100s of millions of times each month.I am going to put the power of the process back in the hands of the homeowners and I am not going to destroy their bank account in doing so.