Thanks, @Brianna Schmidt, that's some incredibly helpful advice.

How would you approach this situation?

I know it sounds a bit silly to perhaps "undo" some of what you have already done but square footage is the name of the game.Another approach would be to use the equity in your current home to secure a new build.

I could see the potential of saving significant dollars in doing so but could also see risks associated with this approach.

., I would think insurance might re-think they "oh, no worries" approach and try to find a loophole so they don't have to pay your claim.

How should I approach the situation of being added as an authorized occupant?

Often enough, approaching the home owner and bank is a viable way to get it redeemed sooner rather than later, especially if you have a tax certificate with little time left on it.

I see you are not yet answered and while you are asking about numbers and assigning yourself rent is one approach before you do that it is important to do a basic evaluation of the value of the house.

Craig keep me posted, last year when I approached many banks about buying non occupied multifamily it was pretty standard with 20 or 25yr terms with balloons from 5yr to 10yr with an LLC.

They carefully parked their cycles in the shade, two are openly approaching opposite sides of the building and the third is on the radio.