That severely weakened their healthcare system to be able to effectively handle something like this.

You can reply to the demand letter with or without the aid of your attorney.

I also really wanted more cash flow with my really low Family W2 earnings compared to a lot of you here on BP as a parochial school teacher and part time adjunct professor and my wife being a special ed aide 5 hours a day.  

@Brian Briscoe LTC Brisco, You will have a pension and health care for life. 

I think this ties back to the strength of this community and all the resources that help aid investors during uncertain times.

One would generally assume that if they’re registered with the city then they are registered with a branch of that city, but you know what they say about assuming.I am generally very good with the law, though my specialty is healthcare law (and in a different state at that).  

For instance, towns that are mainly Republican cowboy types, or only have one real employer and whether or not it's likely for that employer to stay the duration, or can you handle renting to pot heads in the pot growing areas and deal with potentially really high water bills - you just really need to know and understand the affordable areas and the culture and job market or if it's realistic to expect to rent long-term to retirees, what's the healthcare situation, etc., etc., etc.Now, if you do your homework, and spend hours and hours of time researching and traveling there to get a feel and understand them, and you have the ability to really converse with people who may not be the class you're used to, etc., or maybe they don't speak English very well or at all - then you can probably find that you can make a profit.But, anyone who goes into this business expecting to get rich quick without having to do any work is probably going to fail anyway. 

I like Grant's energy but don't agree with everything he says - he comes off as a braggart and I just dont like people like that - would never hang out with them.Anyways I do partially agree with his stance on college - I went - and spent my money - my wife got her BSN -- but in a lot of cases it is worthless - especially now - In the age of the internet, social media and if you have an ability to teach yourself and network you do not need to spend XXXXX on College -- **** I'll place an asterisk here as it is necessary for some professions but not all - and certainly the educational system has not reacted or attempted to change in the internet age - The present education system is antiquated and just wants to suck every last dollar from folks - It's broken like our healthcare system.  

Don’t drink the cool-aid.

In CA, you have to allow them to pool their resources to meet your income requirements, but you have the right, in my opinion, to require proof of all of their credit scores and legal income.Worst case scenario, they get a legal aid person to confront you.