Plus, taxing on social security becomes an issue if I do this later. 

The one you can scale.I know successful business owners in the fitness industry, tanning salons, real estate, window coverings, maintenance, billboard, ATMs, etc.Generally, I would be skeptical of jumping into a business based on YouTube videos hosted by and featuring people that are likely primarily trying to sell you their respective courses.Small businesses can indeed be great investments, but they are hard.  

It's turned into a money pit, but at the same time it's on a beautiful .90 acres with a view of the mountains and a pool that I had remodeled.

It’s more so the amount of competition and offers being place on properties I’m looking at.

I am a little biased, because that is what started me on my journey.

. ✨ looking for ideas on to  how to acquire an owner-occupied property  with 5% down by using a mortgage loan product to purchase , improve and  avoid mortgage insurance based on projected value?

@Tim Nelson Vendee appears to be back on and surprisingly a large number on VRMCO.

As the post shows, I am "starting out" on my investing journey.

Sounds like you are on a the path so far.

I think it depends on the market.. they approached me on a furnished rental I had in Vegas (Summerlin gated community A class)  We got basically double or a little more of the normal rent..