If that's the case a good contractor can replace moldy materials, treat the rest, and apply mold preventative coverings/sealants to the treated area.  

MY QUESTION IS: Where should I consider applying and what should I consider doing in real estate for the next 2 years meanwhile I gain the qualifications for a loan?

I recently had a person applying on one of my properties with a great score, and she told me that as she travels a lot, some of her coworkers will stay at her place also.

@ Jay Johnson,I am glad to be here.I am excited and willing to learn and apply the knowledge.

This is how much you owe in credit cards and other debt(including the mortgage that you are applying for) divided by your monthly gross income.

I really enjoyed the book and I read it cover to cover (except for skimming the veterans section as it does not apply to me).If you are a total beginner living in an expensive area, it is important to know all of the levers you can pull to secure your first property.

Those "one more times" happen everywhere....and, I repeat what I said above, "Michigan isn't in Detroit".Joe, this doesn't apply to just Detroit.

I have students applying to live in an apartment and their parents pay.  

Once his name is off the deed list of owners, the lien should (maybe, I'm not lawyer) no longer apply. 

Have her call and apply to the united way (or whomever is administering the program in your area).