We purchased a property that we rehabbed in the last 3 months and are looking to refinance to get out of our 10.5% hard money loan.

And, you will learn a whole lot without losing money.

I have money market accounts that pay 5%.

I've just reached a point where I can start saving money, so I'm looking for advice and guidance on how to begin investing, especially using grants or government funding.

The fraudsters use a portion of the money they collect from investors to pay the sellers their commissions.

By the time you pay for shipping and mistakes you will not be saving any money.

If a lender saves you $200/month on the payment but you spend an extra $8k in fees, you didn't get the terms you think.

The stock market has been on a tear this year… so if you could make 25% on your money in the stock market (as has been the case year to date), you are better off leaving your mortgages in place and investing the money in ETF’s, etc.  

If you don't have any entitlement remaining, you still have options for a VA loan, though they are less attractive.Beyond that, there are still other ways to get into another place for either low or no money down. 

Find the property that makes you the most money in either location.