all paid for with cash.no credit cards. no school loans owed. when we shopped around for rates on a mortgage in May, 1 broker said to me twice, "you mean you really have no debt except for your mortgages?"

It's that lightbulb moment where you realize that even after paying the surcharge to pay a mortgage with a card, you still earn positive cashback, making your net interest rate on your mortgage effectively a negative percentage.  8% cashback - 3.5% pay by card surcharge = 4.5% free money, and considering my mortgage interest rate is 2.75, that effectively means I pay no mortgage interest and still earn 1.75% free cashback.And the best part is that this passive cashback is generally speaking not treated as taxable income.

Cash out refinance is an option as well, but it is not very appealing at this time (background here is $330k left on mortgage at 2.65% rate).  

.- I go to military training on the 7th.I have a good lock on my interest rate and afraid of doing the mortgage application over again due to a slight decrease in my current job pay but will be going up again in a few months and I'll also be house hacking once I own and solely live in the house.

Since summer is here, I can see the rental demands opening up before the new school year. 

They have a new feature for adjustable rate mortgages too that I like.

RE is always very difficult especially when you start with the word "remote" and especially when rate is this high.If you want reliability, ETF is enough.

Is this just a function of low inventory, high interest rates, and high taxes? 

Has about a 75% success rate and I have learned (and I hope given some good tips myself) to others that ive met up with due to that and people are always looking for future partners and to learn from one another.

A college or professional athlete would just find a gym appropriate to their needs and pay the day rate.