I wish one of the features of being a Pro member was the ability to turn off the stupid noisy ads on every bloody page in the forums. 

Ability to find more investors over time.  

@Rob Randle  Question #1: Will you guarantee you will not make any rule changes, or implement any special fees, or otherwise do anything to cost me money or effect my ability to rent this property?

They also probably offset the cost of the warranty by charging a significant premium for the work they did to get this note re-performing.Their warranty also states that they can replace your note with an equivalent note so if one fails and they don't want or have the money to give you your principal back they can just give you another note and buy themselves more time.Their business is also growing at a fast pace and they are betting the growth will offset any losses(low chance of them losing though after the premium, low volume of performing notes, and ability to replace notes) and the warranty helps grow it faster.This is how their warranty makes sense to me.

Once you pay it, you demonstrate to the bank your ability to settle debt...you are building a relationship with a bank and can take out larger and larger loans with better interest rates to invest.

And rather than telling the buyer to let it go, perhaps we should be telling the seller to pick a number (say $2500), write a bill of sale and be done.  

The other motivating factor is the ability to buy a note secured by a property out of state.  

Just don't overestimate your abilities, I have seen a few people burned that thought they were going to finish the inside themselves.

If you can make it cash flow, give them 12% for 5 years, just don't pay too much or they will end up owning it again.I don't think there is an app for what you're asking, you may need to use some shoe leather as horrible as that may sound, it works.You can sure look for distressed properties and sales.....but another issue, if you don't have the money to buy, do you have the ability to repair, improve a complex, change it's reputation in the area, draw new tenants and make some trash pile profitable?

Most loans must be personally guaranteed, and even if you buy cash, the ability to sue the LLC if you are out country and participating in the day to day business you will have good liability coverage.