That way you benefit from the principal reduction.Did she buy this at $218k on a 3.5% FHA by any chance?

Good DTI; significant student loans, but payments on the loans are only around $200 on income-based repayment.Have around $35k cash available and can take a loan from my defined-benefit pension for an additional $4,300. 

Im trying to cover myself in the financial and legal aspect of things before ending up overseeing tax benefits or unforseen financial issues.

The Land Trust also has the added benefit of removing you and your partners’ names from public filing, which is a very helpful accomplishment when seeking to avoid lawsuits.

While pre-tax contributions to the plan are tax-deferred (you'll eventually be taxed on that money anyway) the benefit is still that you end up with more money in the long run.

Can it be structured so that they receive benefits from appreciation, etc?

Not really sure if there is some benefit to this- The commercial loan wouldn't count against my total allowable fannie mae loans- Hassle - this is hard to quantify, but dealing with 1 loan just seems easier overall What are some other things I should be thinking about here? 

Yet, the benefit and reward of having these team members communicating consistently cannot be overstated. 

.), thinking of buying another investment property (mainly for long term investment and tax benefits), any recommendations? 

I am bias but going to an engineer (3rd party) who doesn't benefit on if you do the repairs or not is your best bet to give you options on how to move forward.