§Great time to throw up any vacant properties you have at a premium§Average days on market: 31§MLS inventory:1,103 §Single Family: 883§Multifamily: 28§§Statistics from Greater Louisville Association of Realtors

In fact, in the case of a total failure of title, the insurer could pay the lender off in full, take an assignment of the mortgage and sue the Borrower (you if you signed individually) under the Note.There may be a reduced rate for the premiums when you purchase a lender's policy simultaneously with an owner's policy so the incremental cost should be relatively low. 

If the renovations are done well then a premium in rent can be had.  

For a STR, what do you think the extra premium nightly could be for the amenity?  

A few days after the purchase of the home, I sent a wire transfer to the property manager account in order to pay the annual premium of my home insurance.January 2021I asked my property manager to pay my half annual property tax of about $2,000, she accepted and paid with a check on 26 January 2021.

In addition, if the residents what to stay month to month then the rent should include a premium.

Plug in your mortgage insurance premium (MIP) for your down payment and add your PMI to your monthly expenses at the very least. 

I will have spent thousands on premium products and the walls are legit lime plaster.

It's not that the policy is specific to student rentals, it's that insurers see student rentals as high risk and thus charge significantly higher premiums.

If you are not positive on whether you meet these standards or have questions, an FHA lender can help.Down payment of 3.5% or 10% if your credit score is below 5802-year employment history with some exceptions allowedFully document your income for the past two yearsMinimum FICO score requirement of 500 – down payment will varyMortgage Insurance Premium (MIP) is required for every FHA loanMaximum debt to income ratio of 43% with exceptions up to 56%The home must be your primary residenceNo bankruptcies or foreclosures in the past two years