I am almost ready to put in an offer for my first STR in Big Bear.

I have a nice down payment as was gonna offer a potential subject to if i paid their profits/ closing costs...but can you subject to a loan not in bad standing/ FHA?

But, that requires analysis.Also, there are many other investment opportunities with returns above what most real estate is offering now.And, I think the assumption is that there are loans on ALL the properties?

All the book examples out there seem to only point to making cash offers on deals found this way.I realize that if it's too distressed, a bank won't lend on it and other financing will be necessary (hard money, partnership, private lenders, etc).

I wouldn't likely/necessarily be mailing a lot of letters for example.But mainly, I would pay for a service that offered me the closest thing to an instant/on demand "preliminary title report" , that is something that greatly "simplified" initial research, preliminary only of course- based on apn.

If we find that the well and septic need replacement, are you willing to negotiate on an all-cash offer?

I will definitely explore that resource. 

We had initially presented them with a 6 month lease, and after hearing they would like to move we offered a 3 month lease which again they refused to sign.

Local police don't have resources.

I don't see you in our system at all so I am unsure who you may have as an account executive but I would like to offer to personally assist you with any questions/scenarios you'd like reviewed.