Each approach caters to different objectives and requires different resources.

The way I look at it is that I have a few different options - 1.

Property B Assume the loan with 4-5% interest rate, pay difference in equity $70k and pocket 300-400 in cash flow every month.

IF the property is different - then maybe the program  being offered is the only one thats  avaiable 

Developers can also do their own projects, and sub out all the different trades, etc. 

I keep wondering about insurance, vacancy rates, if tenant selection is a bigger/ different factor, terms of the tenancy and differences in opex and capex? 

I've progressed from owning fixer upper duplexes in the north end of Winnipeg where I would do the renos myself late into the night; to purchasing large apartment buildings to acquiring properties in 13 different cities across Canada and the United States. to now buying office buildings and institutional-grade grocery-anchored retail centers leased to national tenants and publicly traded companies like Walmart, Safeway, and Loblaws.Before 27, I achieved lean FIRE, all thanks to the inspiration and fundamental concepts from the BP podcast and the incredible people I've met along the way in this entrepreneurial journey by betting on myself, committing to lifelong learning, and nurturing an insatiable curiosity.If someone like me, who barely made it through high school and would be considered "unlikely to succeed" by my peers, can do it, so can anyone reading this.

Appreciate the responses, there's a different opinion I'd love to hear it but sounds like there's just better ways to make money and buy property.

I am trying to get my 2nd rental property some time this year in the same market (open to a different market in the midwest if no deals appear in the Indianapolis market).

This differs from things like general repairs/maintenance to fix and/or maintain a property, or, general cleaning and so forth.