Brian Adzadi can you PM me your lender info as well pls?

It's a good thing to use if there is little to no equity etc.How to put it together is something that can't be answered in a few sentences or paragraphs.However, if you search you will find the info that you need.

If anybody is interested in networking, pm your contact info. 

Could be loads of negatives but we would need more info to tell you our opinion. 

Then call some contractors for things like paint and carpet.I know some buyers active in Vallejo PM me if you want contact info

I do have family and friends in the Birmingham area, so asking someone to lay eyes on property isn't completely out of the question, but I do love to get as much info as I can myself.

With a little more info I can give a better opinion.

If you're still just in the preliminary phase and just trying to acquire a base of knowledge, this site will give you all the info you need.

We aren't looking to pay for insurance if already covered.Other Info:The condo complex is raised (Stilted)We have requested info from the HOA to see whats covered in the Master policy.Scenario:If we don't take this coverage (as its the master policy has wind and flood) and opt for the studs-in and contents only, would we be covered if say in a hurricane the slider glass got damaged by debris and the interior suffered damage, or if a flood affected our second floor unit, maybe even a wave?" 

@Travis Sperr, thank you for the info.