I am looking to establish a service provider (risk evaluator) firm and offer my experience to investment group wishing to purchase bulk REO’s and well as located REO pool’s.

At that point, you need to decide if you want to establish a crew, or let the contractors keep another 10-20% of the profits.

You have a lot to learn about investment properties--like NOT counting on appreciation.

If you get unsecured biz lines, they don't make you guarantee it, but they look at your credit for approval until you can establish a credit rating in your company name.

I read there are 10,000 mold cases in this country leveled at developers, realtors, landlords, insurers, adjusters -- you name it ..despite no real standard levels of "toxic mold" established by anyone.

Time has to pass for the company to established a track record with the credit.

There are many legit places to get you credit clean but your idea of a Credit partner works IF they also have Capital alone....You could form an LLC with the Credit Money partner adnyou could buy IN AFTER the loan for the property is established....If you are on the LLC as a Principle the bank May not loan to you...If you have PLENTY of Capital why do you NEED the Loan?

Just sold the lot to a builder.

But I have a lot to learn before I do that.

However, the bottom line is that $10,500 is a LOT to invest in a building that in the best case has a cash flow of $36,000 per year!