The structure has been we are loaned the money at 0% but the lender is getting a big chunk of equity.

I would use the new FHA loan and apply for that.

However, we notice it also needs more improvement as some of the results are not accurate or whatever AI you are using and my thoughts about the AI you've mentioned I think it will happen after a long time ago or much better if we all prepare.

Your best bet is to keep a pulse on the area and fresh listings, but to otherwise venture just north or south.Focus on the areas that are more inviting and often even more monetizing, if you want to improve your chances for a short term rental permit on the Oregon Coast. 

Speaking from experience you do not have enough Capital to do a successful BRRR unless you are using a construction loan.   

Hi @David Flores,I don't know the ins and outs of FHA bank mortgages as I have yet to use this type of loan. 

The property is in pinellas county (clearwater)   The folks above are correct that you can check out the county recorder's office / public records, which may entail having to go down there in person during gov't work hours.You can also ask your realtor or loan officer, who may be more available, and can send it to you via email. 

Also check with @Joseph Chiofalo for some further STR investor loan programs and he has a close tax rep we work with.

I am trying to raise the 10% down and bring in a partner or GAP loan person.

I'm referring into "Expenses AFTER the in Service date are then considered for repair vs improvement" part.