I know that in Denver city limits, one can't Airbnb their non-primary residence for fewer than 30 days/stay booked so I'm looking into surrounding cities like Aurora to do this where they don't have the same restriction. 

Overimproving is dangerous.

I pay to have my gutters cleaned no way I am going up on a roof.Yes, roofing is the most dangerous of the residential construction trades.https://www.ishn.com/articles/... 

The frustrating part is I have contacted no fewer then 30 lenders. 

Not restricted, not on your credit, no limit, fewer docs, and the rates these days are like .25 - .5% higher compared to a year ago when they were 1% higher.

Gold can be stolen, so; it is a risky investment and one that puts gold owners' lives in danger by making them vulnerable to loot and attack.The stock market is also unpredictable.

In fact, commercial real estate has three to four times fewer down years than the other two.

But I am familiar with how these gurus generally operate:  make a topic seem complex and dangerous, and in so doing the audience members are thinking, "Oh, no, I can't do this by myself." 

That could put me in a dangerous situation where I wouldn't have enough funds to cover it depending on the purchase price.Mike

Most molds are not dangerous to one's health and even the dangerous ones tend to worsen already-existing health issues like asthma.3.