When we decide to switch companies (we just did this), we formally evict our "employer" from the building on the same Friday we quit, and the branch remains physically in place with new signage up, new phones, new computers, lease signed with new employer, et cetera, on Monday. 

We also have $350,000 in invested cash earning around 6%.

.- Crack down on the building regulatory, permitting etc…process.

There's not a lot of online tutorial for setting up QBO in real estate industry so your best bet is to hire professional to set up the books and the process and teach you how to use it.

The length of time the deed takes to get recorded with the county which has also slowed the process of getting the water transferred to my name and 2.

You're just going to have to either commit to the idea that you're going to leave 80k behind, or leave it all be and raise new capital.Can you redeploy the capital elsewhere to earn more than 8%?

Just went through this process myself and opted for a HELOC.

I am not an expert on that process, but the question remains:  why are you entertaining taking this additional risk? 

Depending how much you earn you can step up those savings by getting a side-hustle.

While this initial policy allowed me to secure conventional financing, I'm now in the process of planning and executing renovations to enhance the value and appeal of my home, with the goal of switching to a different insurance policy after completing the remodel and being refunded the unused portion of the escrow.