Let’s face it you would rather want to obtain ten of thousands of dollars in credit card limits and loans versus getting a few thousand dollars trying it own your own.

IMO a roof has NO ENHANCED VALUE for the simple reason that the bare minimum buyers want from a house is a ROOF OVER THEIR HEADS, and a house without a roof, or with a visibly damaged roof is unsellable.

HS graduate (barely) and a boss that promised me that if I didn't start educating myself up to my potential that he would do his best to make sure that my future performance ratings would ensure that my military caeer was over.Get busy man.

Hard to say.I tend to design deals so that they solve the problem and have all the investors facing the same direction.

Thought it would look better than bare.

If they have a lot to sell and are facing pressure (economic or regulatory) then they will also look to dispose of property in bulk.

They want a fair price but they have costs and other issues that most traditional sellers never face.

Banks, who are in the business of assessing risk and lending money at a rate that is "risk adjusted" based upon expectation of getting paid, are selling some of their loans at 20% of face?

I'm assuming that the type of broker you are dealing with is what is called a business broker---I wasn't aware that the margins where so rich in that area, did he suggest 10% with a straight face?

Then I take your loan balance, $19,776 and using the discounted cash flow/present value functions on my financial calculator and calculate back to determine how much (or little) I have to invest today to buy that mortgage in order to turn its (face value) yield of 12% into a yield to me of 20%.Back in grad school and when I worked I was actually pretty good at doing this.