All with a baby boy about to turn 1 (my brother has a 8 month old baby girl as well).

My first business venture was in the clothing industry where my brother and I sold our brand to 1000's of stores around the world including Urban Outfitters, Buckle, and Dillard's.

We did have a baby in the process, we did 90% of the work ourselves, and we learned as we went.

Is this most likely to be sold to a baby boomer, a millennial?

You stay in the house for a year and then you can maybe live in a more conventional place once the baby is born? 

And for SFR's you're not likely to find a lender that will do asset-based lending, unless you have a portfolio of them that you could do a blanket loan on.Hey Marty, my major roadblock is our taxable income, W2 income declined compared to the previous year (wife out of work due to baby and starting of an additional business), we took a lot of deductions for 2018 tax return and the income from those deductions will only be on the 2019 return. 

The service technician also identified that the big main wire (I'm not an electrician) coming from the exterior main panel to the interior sub-panel was some old cloth jacketed wire that doesn't meet current code.

Both was 620 range...the couple wife had a good score in 780 range but these last three months it went down 150 + points and the card for the late payment is a credit card from a clothing department store that she probably spent and forgot to pay...but looks like the card account has been closed off too...all other credit card account she has payment was paid in time...The couple husband the report shows that he has just been making minimum payments each month and not the full payment...I don't know why....I'm also wondering why the parents are living with them...we also requested credit report for their parents but their daughter is saying their family's parents just came from overseas, they don't use credit cards so they don't have credit reports...

And when she died, the kids went through the house, took two to three months to clear out her clothes, jewelry, belongings accumulated over decades, including photo albums when they were kids. 

One roof baby!