All three homes are in less than average shape.

FHA yes .. but two loans no money down bad fico no have not seen that.that product is needed in certain markets like in MS the average credit score is 600 you need some version of sub prime other wise half the state will never own a home and probably 70% of the state.

Since I have to replace the debt from my mortgage in order have a successful exchange, I'm looking at putting some of our cash from the sale into DSTs (Delaware Statutory Trusts) that are leveraged, fractional interest products.

Especially when you consider the average appreciation in Wichita is 10% since last year, you get debt pay down, as well as depreciation and interest expense. 

Compare both options with your lender and see if Home possible  is a good product for you. 

This is a problem with the product, not the tenants. 

i average in the 700-775 range without utilities, and my units have been remodeled.

@Tim Vander PloegFHA loan products are for owner occupants.

It's a bit easier bringing a buyer to the product, than having the product and finding the buyer, so most new agents cut their teeth on the buy side.

I’ve averaged these ppl ~30% annually on their money, so they’re hesitant to change strategy at all.It’s my job to simplify and explain things correctly.