@Jason Hairston I wish I had discovered Real Estate when I was younger.

I don't get hit with these fees on personal banking so hoping to find an institution that is RE friendly. 

As a college town that is heavily dependent on that institution for it's economy, all things rise and fall with the school year.

I called Blain and he explained that there was a mistake with his Discover card and he would call Discover and funds would become available again.To my surprise, funds did become available in a several days and I transferred them to my checking account.

My question is, shouldn't these delinquent taxes, although not composing a lien yet, have been discovered prior to closing? 

There is no incentive to discount the notes and sell in bulk any longer just to shore up the books and make the institution look stronger.

First time investor in a rural area, the institutions wanted nothing to do with me.

I did that and discovered that I made a few thousand dollars in the transaction.  

Discovered this post. all posts are 10 months old.

Of course if there are things discovered in due diligence that require renegotiating, thats a different matter.