I am finding it to be an insanely time consuming process.  

Credit scoring assumes consumers will shop for mortgages.  

One other thing I would suggest. managing rentals is not as time consuming as some people would have you believe.

Again, have a large amount of consumer credit available to you.

No matter what the students tend to be higher consumers but they also tend to call whoever you mention for power.

The baseboard consumes most of its electricity during off-peak hours and stores the heat energy in the thermal mass ... releasing it during the peak hours with occasional firing to maintain the temperature of the storage mass.Ductless heat pumps work well for heating, even in the Canadian far north!  

I just think for most of the people in high cost cities it won't be practical because of zoning .I think for many they are doing it to 'prove a point' either to themselves or others that they aren't consumers , or aren't big consumers more so than wanting to save money. 

But these noble intentions emerged from belief structures about economic development that were antiquated and inappropriate to the high-cost club of regions to which Greater Los Angeles belongs by virtue of its size and density and the irreversibly high land, labor, and consumer prices that this status brings with it.”

@Curt Davis  I think every consumer is going to have a different opinion, however with the TK offering that, it does add a little bit of assurace knowing the TK provider isn't jut selling a product and leaving.

Verify complaint status with Dept of Consumer Protections.