I want to load out a whole real estate investing team and plan.

I say, you gave it a good go so listen to yourself and devote your energy to discovering your "Happy-REI" plan.

It is regional, but I find some of the newer homes where I am have more open living areas, but the bedrooms are smaller as are some of the lot sizes.To get a new mortgage, your rates are likely going to go up, but if the new home was well built, you shouldn't have to worry about things like new windows or a new roof for a while.

So find out actual details about requirements, loan limits, rates and fees first from a lender who actually offers it because it’s not worth it if you can’t find a property that still cash flows well after you take that loan out.

They are one of our lending partners and are very well known in the investment space! 

I highly recommend joining local investment groups (Facebook is great for that) and attending local meetups, such as the ones hosted by @David RamirezI'd be happy to connect with you as well!

They work with clients on estate planning & probate.

I have a client that just started in Phoenix and doing well.

If we plan to rent to a commercial tenant in the future then should we opt for commercial property insurance now, or just homeowner insurance and then change to commercial once that space is ready to be rented?  

@Marc Shinare you an experienced, well capitalized investor?