Here's a link to the CalFHA website that explains more. http://www.calhfa.ca.gov/homebuyer/programs/mcc.htm

I'm working on building a website and designing business cards, but in the meantime I thought I would drive around the neighborhood just to scout it out. 

Stay out of the 435 loop :) Also, visit KC first(unless you are already know the neighborhoods).

At this point I step in to talk with the father who informs me his kids are only sick at the house, but not when visiting home.

If you type in Morris Invest/Oceanpointe in the search area of this website you will find a lot of threads on this subject and these companies. 

Is there a good option for tenants to pay online without me setting up my own website?

Check the HUD & Fannie websites for first look initiatives for owner occupants to get something "flippable". 

The sheriff returns your deposit if you are unable to obtain a title insurance commitment.In this case, the recorder website shows only the first mortgage - a 40 year mortgage that was in place since 1988.

Trading of a 5% for a 10% return has to be balanced against the hard and soft costs of travel to visit the property, no sweat equity, the use of a property manager, etc.

Look at the county's real estate tax website to determine the owner.