Keep an eye out for an auto email if you follow the term "Charlotte".

Umbrella insurance is a type of personal liability insurance that covers claims in excess of regular homeowners, auto, etc.  

I live in a village of under 200 in southeast Ne.

I know there are plenty of people who make money in both HH and Parkway Village/Fox Meadows.

I would never pay off my autos or house personally (for asset protection and leverage), but never use long term unsecured debt (>60 days). 

(my rental portfolio is here)Purchase: $80k-$130kRent: $1200-$1550ROI: Double DigitCash flow: couple hundred/monthAppreciation: Double digit (for past 10 years, will gladly send data)Location: C, B- (suburbs and certain markets)We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare and Auto industries.

An Ewok village could be cool in a forested place.

You will need a portfolio and a track record to get in with them.Use this psychology on local banks: They regularly make auto loans in this amount.

One could argue to pay this off first (your auto loan interest rate seems very high for someone with excellent credit).  

The corp pays for the auto expenses for all its employees (gas, oil changes, tires, etc) because it requires its employees to drive quite a bit to investigate and see properties.