It sounds like trying to find a DSCR lender that will do no points is your best bet.

When it sounds to good to be true….it is

Seriously, they really don't sound like they know what they are doing.

Basically sounds like you’re putting down an extra $20k for…Him choosing the property (I assume/hope it’s really you both choose or it’s actually to his advantage to pick it, so this I feel can be disregarded.)Him running all the property management. 1) feels like he might get sick of doing all the work and forget why he’s doing it. 2) you’re paying $20k more to not have to do it so how long would it take for property management fees to reach $40k?

…Which I against the way they operating the business, because people will have more trouble in their life because of these.Overall there are many “Too good to be true” advertisement they published everywhere, but the reality after I used it, I just felt like not really is what it is sound like.

She also issued a multi-page memo when form 3115 (repairs vs capital expenditures) came into effect explaining the ramifications to real estate investors, and whether and how they should file the form (All this was included because you were her client, and she files the form for you.) 

We have a milder climate down here in Columbus, so $300 sounds about right based on your experience. 

It's the leader in many markets and I have seen them swallowing all the top agents, doing this creates a snowball effect as the more luxury listings with one firm the more top agents want to join.

I kind of think this really won’t have any noticeable effect on prices tbh, and frankly even a 2% reduction in net fees is so minor in the grand scheme of things, I mean 2% movements are basically random statistical noise at this point.

.; many RE investors have comparatively longer time horizons, and I would assume that most RE investors have a lower tolerance for risk).I'm a RE investor, and don't have any crypto, but I have plenty of friends who hold a lot of crypto, and we've discussed crypto endlessly...At the risk of sounding like a luddite, even after years of discussions and reading countless articles, I still don't feel like I have a good understanding of crypto.  ...and frankly, I'm skeptical of people who claim to have a thorough understanding of it (yet, there are no shortage of self-proclaimed "experts" who describe crypto with the confidence of someone predicting a sunrise!)