We are new to this, so starting from scratch.

So really appreciate you even responding to my "dumb" question. :-) John 

The latter will typically cost you more, as there are two sets of closing costs and the front side will pass their cost on to you, so you pay twice essentially.

Catherine id highly recommend spending a full day or two consuming youtube videos that specifically go into detail about this process, theres so much to teach and writing this whole thing out would literally be a whole book.

So the pro tip is answer the phone even if you cant talk you simply say Hey I cant talk but wanted to acknowledge your call can I call you back IN ?

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

We had a small portfolio of Hard Money Loans over the years that have since been paid off so not new to the lending side. 

So 5 months at 50 leads would be $45,000.

So far, I've replaced the roof and siding, and painted the interior.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.