VA Loan 7 years ago How did you add value to the deal?

Be wary of hard money loans; they can be pricey, often around 12% interest for newer, which can quickly eat into your profits and also require a high down payment.

If you're taking a DSCR loan you could choose an option with a lower prepayment period if you want the flexibility to refi sooner and don't mind a slightly higher rate in the meantime.

Their money is loaned so they should be earning interest.

Have you heard of DSCR loans?

Usually the minimum loan amounts are higher compared to a 1-4 program with a loan minimum often of $400K.

But their loan-signers and experience straw people are nowhere to be found as you stand in court alone.My advice is to get experience first, investors second.

I bought a property through Miami Life Realty to ABC Capital Management with a loan from a company that I am not sure if it even exists, since there are many different companies with same name, but the address does not match anywhere and on the papers i've signed there is not any representative from the lender's company.

I even got an email from a private lender offering a loan AND the collateral due to the borrower burning through capital and now they are stuck with it. 

If I’m going to use a combination of hard money and conventional (maybe FHA) loans, I will need a LLC for hard money eligibility anyways.