HUGE difference when it comes to the tenant base.In my mind if PM is managing C class which is really D or at least D class tenants or B that is really C and a bunch of Section 8.. they need to make everything they can to offset how hard it is to deal with these tenants day in and day out..

There are two different markets and products, Large REIT and mom/pop. 

There is a very big difference from a legal perspective.

This differs from the more common "Occurrence basis" where the policy in force at the time the claim occurred, is the policy that responds. 

As I replied to a similar question you posed in a different thread, you are fooling yourslf if you think you are going to be anonomous.

The Spokanemarket is no different than any other.

Is there a difference?  

there are staging companies . id use those and see if it makes a difference and if it does for you and have storage capabilities can buy your own furniture for your flips to move in and out of 

If you're open to considering other states for flipping, it might be worth exploring different markets to see the best opportunities.

Quote from @Eddie Smith: Everyone's different.