USAA had two great features (1) online data entry allowed for plug and play changes to coverage terms and recalculation of the impact on the premiums (2) you can adjust the dwelling policy limit (within a range) rather than just getting stuck with some inflated cost estimator.  

If you are in a decent location:- wood or vinyl plank floors- granite countertops- 2 tone paint- washer/dryer hookupsI get the granite done for about 650-900 dollars for kitchen and bath. 

You can't get that with wood looks (except in solid real wood..hehe).

Hard wood is generally more expensive, but possibly valued buy prospective buyers.

I don't plan on selling any of my investments in the short term so I put a premium on a higher cash flow up-front instead of appreciation.

The cherry spaces they will lease to the national tenants paying a premium.

They were about the same premium as well.  

I pick a relatively low risk property (knock on wood) to get my feet wet.

Knock on wood no major issues, just some minor plumbing along the way.  

If it's a downtown city location, then parking is definitely a premium feature .. but that's rarely the the case for west haven.