It can produce outstanding results in the short term such as between 2012 and 2022 but that should not be the expectation. 

I've financed both of my last two deals through Trust Federal Credit Union, ask for Kevin Perry or Rosa Rievly, they're both outstanding! 

@Michael Ealy outstanding.  

When you're trying to efficiently deploy your capital, having a bunch of outstanding short sale deals in lala land makes it difficult to determine what else you can do in the short term, such as evaluating available REOs.

So, the simple solution is no Section 8 approvals for any property that has outstanding redemption rights. 

The outstanding loan balance was $34 Million.

Perhaps the assessments were outstanding and should have been paid (were owed) by the seller in the ordinary course of owning property subject to the HOA bylaws.

.(~5%) $5,200 in lender fees, (~4%) $7,800 for lender interest payments assuming a 6 month outstanding loan (~6%) $2,600 in holding costs like electric, gas and water. (~2%)All of these costs come to a total of $152,100 (including your purchase and rehab costs).

And as others have said already, HUGE kudos on getting into househacking - in my opinion it's the MOST powerful strategy in real estate investing by far (at least when starting out ;-) haha).I've been picking up as many househacks as I possibly can on my journey, and believe in it very strongly as an outstanding tool for building wealth and financial freedom.Is there a particular area or neighborhood around Denver that you're interested in, already looking at, or curious about?

Justin Olson of Summit Point is our mortgage banker and he is outstanding.