I was assuming that though I'm thinking that if I'm buying at a discount I might actually push the appreciation negative in the short term, especially if the property isn't formally identified as "distressed".

@Craig P. http://www.biggerpockets.com/forums/12/topics/119424-negative-energy-at-home Here's another really recent topic from yesterday :) I can totally commiserate.

In this case, you will most likely regret your decision to decline RCV for the up front savings.I don't have the statistics in front of me, but a large majority of property claims are not a total loss.Another point to keep in mind is that some "ACV" policies will also come with reduced causes of loss.

With the cost of eviction, vacancy, and turn around, I could very well suffer negative cash-flow for the year.

Typically FL cities, especially ones closer to the coast, have such high property taxes and insurance that it will force you into the negative on cash flow.

Remove all the negativity in your life.If you dont have these qualities and cant remove the negativity then you will give up before you even begin investing.Be cautious of what people say.

I always thought gas was better for the reasons you listed, but then found that with a Section 8 rental it was seen as a negative by many, because it was an extra upfront deposit that the renter had to pay.

I did not like the negative reviews that ive been hearing from lumber liquidators at all.

What is the negative of having a secured account on my reports.End goal..

No need for negativity.