I am looking to establish a dialogue with new developers, landlord, and Investors.

When a market is slow buyers have a lot to choose from and most will not take a house that needs work.

I do got a lot to learn.

Here is a link to a recent study Mike:2010 Survey of Operating Income & Expenses In Rental Apartment CommunitiesYou can establish your sinking fund from this if you wish to do so Mike.

Tash....You got a lot to learn.

Meanwhile, the guy wanders into local establishments asking to borrow small amounts of cash from people he barely knows.

I would suggest that you find a way to transition into it and give up your full-time work after you have established yourself to some degree. 8)

The problem I'm having is that I'm currently graduating college, and I don't have much established credit.

I want to establish a S corp or LLC here locally in Ohio as my main company.

Here is a quote:The Direct Marketing Association (DMA), established in 1917, is the oldest and largest national trade association serving the direct and interactive marketing field.The key to direct marketing is the direct connection between what you do and the response you get from the activity.