Basically, the title company wants to know which tradesmen you hired and whether you've paid them in full for their labor and materials.   

Now to PROVE that a seller knowingly knew a material fact and did not disclose it or hid something is a very high bar to reach in court.In the purchase and sale there is generally a section that absolves the brokers of any liability and that it is upon the buyer to investigate things and use the proper experts accordingly.Your best bet at this point might be to pay  a few hundred to a commercial litigation attorney  not to do litigation, as that is extremely expensive, but have them review your case.

Even with that, your finish materials can change dramatically from house to house.

You will hear Foremost or NREIG but neither are a builders risk as they do not cover theft nor materials on property that are not attached.

I have no idea how much things would costs right now (labor or materials).

Obviously I don’t know the property or the policy, but that would be my advice on preparations. my police was replacement cost to current equivalent material. $77,000 worth. 

@Brandon Foken I have been heads down doing RE Wholesaling and marketing for sometime now and finally came up with a way to almost fully automate marketing letters, was an investment up front for hardware, software, materials, etc (approx 25k by end of this year), but worth it for me, and have been able to help some of my RE wholesaler and investor friends in the local San Diego area.

Does anyone have any creative ideas regarding materials and/or construction techniques to avoid the plain vanilla vinyl skirting?

I just got my materials for my yellow letters in so I'll be sending my first batch out soon.

Rich Weese,No he MUST spend at least 750 in the real estate trade or business.Real Estate Professional In A NutshellBeginning in 1994, a real estate professional may treat rental real estate activities as non-passive if the taxpayer materially participates in the rental activities.[2] The material participation requirement applies separately to each rental activity (unless the taxpayer made a timely election to group all his rentals as a single activity).