What that meant was.....when the bank saw a change in ownership, they could technically call the loan due.

(I do not stand by the following information, please perform your own due diligence to confirm its accuracy)Affordable Housing Acquisition FundThis fund aims to ensure the following:Tenants shall have safe & habitable living conditionsProperty owners will not face financial hardshipsPrevents a mass exit in the affordable housing market that results in 2008 V2.0Applicants must adhere to the following guidelines:Owners may not sell the property without notifying HUDHUD must approve of the buyerHUD retains the ability to disclose to the buyer the seller's intent either to sell or transfer the propertyHUD will only allow the following buyers: Non-profits, public housing agencies, Co-op housing, community land trusts, or a state/local gov't agency specified by the Secretary of HUDHUD will provide purchase assistance to eligible buyers up to the full purchase amountThe agreed-upon sale price between buyer & seller may not exceed Fair Market Value (FMV)It must comply with the Cranston-Gonzalez Natural Affordable Housing ActTenants are only subject to just-cause evictionsTenants may not be discriminated against based upon the same criteria in the previous postResidents of affordable housing shall be provided the following free, voluntary services:Healthcare, employment/education assistance, childcare, financial literacy educationTenants shall elect a resident board/council that will control the living & operating conditions of the property (HOA-esque?)

Some things aren't meant to be turned off.

@Erik Whiting yes I meant out of pocket costs not all in.

Me using "a million" was clearly an exaggeration - wasn't meant to be taken literal.

By skin in the game I meant 25% down on the property and responsibility for all damages, repairs, lost rent and or vacancies, and maintenance. 

@Alyssa Dyer thanks, I thought that's what he meant but I thought I made it clear that I have a primary residence and have no intention to move into the quad.

Finding good deals in 2008-2011 meant buying foreclosures, properties at the Sheriff's sale and notes.  90% of what I bought was distressed with a lending institution involved. 

You may find long distance investors in your area.I will say that many of the major economic drivers for Pueblo are under attack with this crisis: Healthcare is suffering with non-elective procedures being forced to stop (and one of the two hospitals is perpetually in trouble even before this).

I'm newly elected to an HOA Board for a building that is 65% commercial with one owner and 35% residential with 35 owners.