Yes you should easily shed a good portion of it but to shed all of it will be a lot harder and needs diet and exercise (not just one)This is evident also by the latest treasury bond sales - other countries are slowing down buying our debt which means rates (especially mortgage rates (will stay higher longer).

Feel free to reach out anytime. 

However, if you have a good and responsive lender - if this happens to you, you can typically get it removed from the credit report pretty quickly/easily if the error occurs.

Even if you have to travel a couple of hours, you have a much better chance of finding someone.How to approach a mentorOnce you've found a likely candidate, it's time to reach out and ask.

I get it that you would have liked a phone call to determine that, but they reached their conclusion before that.  

Sometimes I’ll even have 2-3 staffers reach out on the same property but I’ve never leased to one of their leads.

Hello Bigger Pockets Community,I'm Benjamin Carter, and I'm reaching out to tap into the wealth of knowledge and experience within this community regarding a property conundrum my family is facing.

I looked at a house today that would easily be subdivided into a 2/3 bedroom home and a 1 bedroom apartment.

Keep in mind that just because properties have increased so fast. it doesn't make all markets out of reach to all investors.

Reach out to them (mailer, cold call, drop by, etc).