Are you saying Cozy has not gotten back to you, they disappear from the system, they are denied somehow?   

I ended up having to call the city over several weeks to work with the city inspectors directly, ALL of whom denied ever having spoken to Jay’s team on my case.

I had extension this year related to winter storm Quinn and Skyler, which were automatically denied because of the date.

Of course, the offer was denied (actually not even responded to), but that's how you have to do it.

Neither of those things is true, so the should not be able to deny me.

Just cutting the child a check without issuing a W-2, without potentially reporting on the applicable Form 94x series (and state equivalents), without having a completed I-9 and signed contract on file...if I was an IRS auditor I'd deny the deduction, and claim the checks were gifts, and you'd have a very hard time proving me wrong.Unless the child is going to be working a lot in your business, the juice may not be worth the squeeze here. 

If it is indeed a service animal you are not allowed to deny them for that reason. 

However, she said that she got fined or could get fined (not sure which because she texts in a slight broken English) $1,000 for having the sign in while not on the MLS and if the bank drives by they could also deny our loan.

Yes, insurance is necessary, but you better believe an insurance company will try and find any reason it can to deny a claim if you ever have a large claim.

Recent Fair Housing regs say we cannot deny people for past transgressions indefinitely.