Can you qualify for a mortgage with income, assets, credit, and a property that can be financed?

My credit score is an excellent and I have a great W2.

In my opinion, the refi is a good option if the numbers work...your other option would be a home equity line of credit. 

Great tip.   

If she goes the route of canceling I would hold lender liable for the EMD (I assume this was waived) and also hold them to crediting the appraisal fee too. 

Asking residents to confirm they had no prior evictions, met income requirements, and had the minimum credit score didn’t ensure they were going to tell us the truth, but it did at least allow the honest ones to opt themselves out.

Credit score is about 740. - I’d like to start off with a brr and get some experience with contractors before going into flipping.

I was turned down for a HELOC with a different lender (a local credit union who would've given me more credit, but determined my current debt-to-income is too high, especially since the rental property isn't generating rent at the moment).I know that I can do a cash-out refi on the rental property in a couple months.

They also increased my line of credit by another $40k due to extra equity within the property that I can now use to acquire more units.

Local community banks and credit unions may have no seasoning period for their portfolio loan offerings.