Some restrictions may present themselves with FHA because inevitably you’ll see the house has some cosmetic issues so perhaps look at a conventional loan with 5% down if you can get there down payment wise.

I recently invested in a property I plan to build on (for personal use) and it came with a 1998 double wide 3/2 mobile home that is in really good condition, needs some cosmetic updates to make it look current but otherwise, it's perfect.

It is mostly cleaning and cosmetic repairs."

I'm going to try to make that, although my wife may be having surgery that day, so it hinges on that.

We performed cosmetic improvements.

We were able to have our contractor do a cosmetic update and had a new renter in by 12/1 at a much higher rent.

It's a 2 bed/1.5 bath, 904 sq ft center-ish rowhouse, renovated in 2009 but I'm doing some cosmetic improvements right now.

@Anthony Vicino my goal is to brrrr something 80k & under for cash, do minor cosmetic repairs , add value, put a renter in it, refinance & pull my cash capital back out & hopefully cashflow $200/door then go a repeat again& again The particular property was one I made up but Is like most of the properties in that area

All seemed to be ~$450k and needing cosmetic repairs/upgrades for two 2 bed/1 bath units ~1,600 sf total and living in one side/declaring it your primary residence will let you get away with a lower down payment.

One is a 12 unit with some cosmetic updates but lots of differed maintenance and the other is a 13 unit with under valued rents and needs some updating.