That makes your next purchase less risky due to higher reserves and the ability to earn interest on your cash if you put it in an interest bearing account until you need to use it which will counter the mortgage rate being higher.You will also get a lower payment on a 30 year refinance versus a shot term line of credit usually around 10-15 years on a 9-12% rate versus a 6.75% to 7% with good credit.

We own our home with a pretty low rate from 2020 and also put around $800/month towards my mom's apartment rent. 

We are month 27 since the rise of rates, and month 11 of the expected peak of rates.

For the first four properties that I purchased, the loan officers sent me "initial disclosures" which clearly stated the interest rate expected closing, expected monthly payment etc. 

Taxes should be in the underwriting but at the same time, the percentage charged by the local city/county/state should be baked into the nightly rate. 

Solar led motion activated lights are cheap & effective, get the really big/bright ones (based on max lumens) around $60-100 ballpark.

Price - $299,000Preferred Lender rate - 4.75% on a 10/6 armRent per unit - $2,000 +/-3bed | 2bath 1,500 sq feetFinancials - 25% down, 4.75% rate, monthly cash flow roughly $200Builder warranty included.

Basically an informal audit of ones portfolio.This could be as simple as creating a few benchmarks (specific ratio of expenses, total PM fee ratios, vacancy rates and duration,etc)As much as one could assume they have a well oiled portfolio, an outside investor could find areas of improvement.

He did say if it was a low interest rate loan and interest rates went way up then they might focus on that more to call some loans due so they can re-lend out at higher rates.Some attorneys say to get approval ahead of time for a title transfer or you could add specific language to the loan docs stating under what conditions you can change title to.   

The best rate I could get now for an investment home is 8%.