A great commercial local bank and banker that you know personally can open many doors I know it has for me.I am very old school. though.. other than having my account on line..

Don’t use online resources as a primary source of data to base your decision making on when investing in RE.

Getting involved with notes is a little tricky when you're first starting out... you don't want to get screwed over by diving in and trying to "learn from doing" but then losing money because you're not prepared and don't know how to execute, you don't want to get screwed over by paying $2k for a course that won't give you enough knowledge to be able to start on your own (and gives you info you could probably find for free online), and you don't want to get screwed over by partnering with (i.e. trusting) someone that you really don't know much about. 

Could anyone give me some tips about how to input the PMI in the expense side of the things on this online tool to better identify if this is the right deal for me?  

Ron Sohn I would try and troll local Meetup groups online in indy.

It has been going up 15% for the past couple years. https://www.weknowboise.com/blog/real-estate-market-trends/ That's not to say I want to 'bet' on appreciation, because I do not want to be playing that game.

I have also gone through various posts and online but I havent been finding the actual numbers gameIs there a specific value calculator like Bob talked about?

I can hook them up with the owners of the bank on that one. but other markets rebounded and I don't see this as a play..

I would agree that it is a big obstacle but debt to income plays a big role in brrrr growth.

If you are just going to look online and try to find something that seems to fit the 1% you are likely to be rolling the dice.