I see that you've run plenty of online advertising, but nothing has worked out for you so far.

He somehow found me online at another real estate investing network site from what he told me.

I would bet 4plex 203k (refi later to get out of lifetime MI) would be better if you plan to stay in one location for at least a few years. technically, I think you have to live in it 12 months, look into current regs, you might be able to rinse and repeat annually.

For the last 6 months I've been self employed with my online company.I finally have some real money and I really, REALLY want to finally pull the god damn trigger.I have no friends with real estate and seems like anyone ive approached locally doesn't want their territory stepped on, only interested in selling their (cash flowing at least) flip. 

Your best bet is to attend local meet ups.

Like Edward B. said, your best bet is to call around to at least two, preferably three or more lenders and see what they have to say.

Try searching on Meetup online as well. 

It was a bit of good advice from someone I bet my chance that led me to sell the property in the first place.

I'm willing to bet over 90% of wholesalers quit or lose money within the first 1 year. 

I bet most of your friends didn't get their by paying cash for everything, though.